Ally Bank offers an Interest Checking account with no minimum deposit to open or monthly maintenance fee. And even though it's not much, it offers 0.10 percent APY on balances under $15,000.
No minimum balance. Pure
and simple.
The Easy Checking account is an ideal personal checking account for basic checking needs, featuring Online and Mobile Banking, Bill Pay, free mobile check deposit, a U.S. Bank Visa Debit Card and other convenient features. Free checking (no monthly fees) Banks can charge monthly fees just to maintain your checking account. But with so many free checking accounts available, it makes sense to find a no-fee option for. Discover Bank’s Cashback Debit account is a free online checking account with rewards. Earn 1% cash back on up to $3,000 of qualifying debit card purchases each month, for total monthly rewards of up to $30. There are no monthly fees, and there’s no minimum balance requirement.
Low monthly maintenance fee
just $5.99 with no minimum balance
On-the-go banking
with every TD Bank checking account
Banking simplified
- No minimum balance
- Low, predictable monthly maintenance fee of just $5.99
Legendary convenience
- Free access at thousands of TD ATMs in the U.S. and Canada
- TD Bank Visa® Debit Card available on-the-spot
- Open early. Open late. Most locations open 7 days
Save money
- Discount on your first order of checks
- Rate discounts on TD Bank home loans – .25% off home equity line of credit1
On-the-go banking
- Free Mobile Banking with Mobile Deposit2
- Online Banking and free Bill Pay with e-bills
- Free online statements with check images
- Live Customer Service 24/7
Checkouts just got easier.
Pay with your TD Bank Debit Card
- In person
- Online or over the phone
- In apps or app stores
- Using your digital wallet
Open an account
Apply online
minutes or less.
Call us
Apply in person
1Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.
2TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
Compare | CheckingSM | |||||
|---|---|---|---|---|---|---|
| Monthly maintenance fee | with a minimum daily balance of $100 —OR— $15 | with a minimum daily balance of $2,500 —OR— $25 | with a $20,000 minimum combined deposit, outstanding loan and/or mortgage balance (excludes credit card) —OR— $25 | with a minimum daily balance of $250 —OR— $10 | ||
| Earns interest | ||||||
| Checks | ||||||
| Online statements | ||||||
| Paper statements | (Paper statements are optional for Online Banking customers) | (Paper statements are optional for Online Banking customers) | (Paper statements are optional for Online Banking customers) | |||
| ATM fees | Other banks' ATM fees reimbursed with a minimum daily balance of $2,5001 | Other banks' ATM fees reimbursed with a minimum daily balance of $2,5001 | ||||
| Overdraft protection | ||||||
| Free with this account | Official bank checks Stop payments Incoming wire transfers | Official bank checks Stop payments Incoming wire transfers No monthly maintenance fee on savings accounts and one additional checking account | Official bank checks |
Free Mobile Banking with Mobile Deposit3
Online Banking and free Bill Pay with e-bills
TD Bank Debit Card available on-the-spot
Live Customer Service 24/7
Free access at thousands of TD ATMs in the U.S. and Canada
Flexible ways to Send Money via text or e-mail and make internal and external transfers3
Free online statements with check images
Rate discounts on TD Bank home loans - .25% off home equity line of credit4
Choice of overdraft services available
Open early. Open late. Most locations open 7 days
Alternate format statements available, learn more about TD Bank accessibility options.
Checkouts just got easier.
Pay with your TD Bank Debit Card
- In person
- Online or over the phone
- In apps or app stores
- Using your digital wallet
Open an account
Apply online
minutes or less.
Call us
help you over the phone.
Apply in person
Discover Checking Account
ExpandImportant Disclosures
1Non-TD fees reimbursed when minimum daily balance is at least $2,500 in checking account. For non-TD ATM transactions, the institution that owns the terminal (or the network) may assess a fee (surcharge) at the time of your transaction, including balance inquiries.
2TD Bank Mobile Deposit is available to Customers with an active checking, savings or money market account and using a supported, internet-enabled iOS or Android device with a camera. Other restrictions may apply. Please refer to the Mobile Deposit Addendum.
3Send Money is available for most personal checking and money market accounts. External transfer services are available for most personal checking, money market and savings accounts. To use either of these services you must have an Online Banking profile with a U.S. address, a unique U.S. phone number, an active unique e-mail address, and a Social Security Number. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. To perform instant transfers a TD Bank Visa® Debit Card is required. Fees may apply depending on delivery options.
4Loans subject to credit approval. Relationship discount may be terminated and the interest rate may increase upon closure of the qualifying personal checking account.
©2019 Visa U.S.A. Inc.
(in 7 minutes or less)
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